Personal Financial Planning About Personal Finances
Personal Financial Planning Personal finance is your responsibility
Fibonacci Analysis was created by Leonardo Fibonacci and can be applied to almost any dimensional property and is a highly valuable tool when it comes to finance. Ever wonder what will happen in the future? Ever wish that you could predict what will happen in the stock market? Well, there may be a way. Instead [...]
Whether you are a senior or retired, there may be some deductions available to you this year that you weren’t aware of. Deductions on tax returns may differ for those aged 50 and over. If you’ll be filing your taxes soon, you need to know about these deductions in order to maximize your refund. Here [...]
Saving money has become a lost art. Instead of learning to save money for special purchases or to serve as a safety net for emergency expenses, people have learned to rely on debt products like credit cards and bank loans. It is time to reinvest in learning to save money. 2. Set Up an Automatic [...]
“Where is all my money going?” It is likely you have asked yourself this before. Many people ask the same thing, especially when the bills are do. When all the money is gone and there are still bills you need to pay, where did it all go? If you’re not tracking your spending, don’t worry [...]
Payment protection insurance, or what is also known as PPI, is a type of insurance that was created to help cover individuals when it comes to an outstanding debt. It is provided to consumers by banks or another similar institution to help protect them from a debt in the instance of a sickness, job loss, [...]
Consumers who need to eliminate their debts may be able to do so with credit counseling. A credit counseling company reduces interest rates on people’s debts so that they can reduce their balances to zero in around five years. The Advantages: • With lower interest rates, people can afford to pay more than the minimum [...]
Over the last decade, the most common ways for renters to find apartments was browsing classified ads in a local paper or online and by word-of-mouth. Once the real estate market plunge thinned out the rental market considerably, renters found themselves turning to rental brokers. A rental broker advertises, screens tenants and manages rental property [...]
Did you know that your occupation could affect your car insurance rates? If you didn’t, you aren’t alone. The fact that your occupation can affect your rates is not widely known. It can be difficult to understand how different occupations can make a difference when it comes to auto insurance. When you enter any insurance [...]
Printing – Working without hard copies of documents can be difficult, however using double sided printouts will not only save you money but you will also reduce your impacts on the environment by helping to save trees. – Turn it OFF – About to go home after a busy day at work? Have you ever considered switching [...]
As with any financial product, offset mortgages come with an array of potential upsides and downsides. Deciding whether the pros outweighs the cons is a simple of matter of understanding how such a mortgages work, and if they provide a good fir with your own financial circumstances. So, here’s all you need to know to [...]