Personal Financial Planning About Personal Finances
Personal Financial Planning Personal finance is your responsibility
The vast majority of gas and electricity providers around the world charge people on a monthly basis based on the usage of their utilities. The “use more, pay more” model has been around forever, and it often leads to frustration for the consumer as they struggle to keep heating costs down throughout the Winter. However, [...]
If it’s time for your annual renewal of your home insurance policy then you’ll be getting ready to search online or by telephone to get a better deal than you’ve been sent in your renewal notice. This can take some time, after you’ve trawled through comparison websites and gone direct to the insurers who don’t [...]
Much of the UK civil court system is clogged up with cases involving warring neighbours. Some are fighting over a square yard at the back of the house that they each swear blind should belong to them. Others have taken to sabotaging each other’s trees and even pets because they claim that their neighbour is [...]
Payday loans have a bad reputation due to their high interest rates. These loans cater to people with low incomes and those who are in financial trouble, and some people find this to be somewhat predatory. While budgeting carefully and maintaining money in the bank between paychecks is always the best policy, sometimes this isn’t [...]
If you’re planning on sending your children to college, you may be concerned about the ever-rising cost of tuition. It can be distressing when you pause to consider that, by the time your children are ready to leave for school, tuition may be more than you can afford. 529 plans aren’t new but many parents [...]
Click on Infographic to Englarge The world of mobile payments is becoming more and more the norm – so much so that credit card companies are placing high bets in order to stay afloat. The new infographic from Mobile Payments Today sheds some light on who is going all in and in what category. The infographic [...]
Click on Infographic to Enlarge Student debt is something that almost everyone gets into. Some people fall in more debt than others, but still manage to get out of it. Other people, once trapped in debt, are trapped in debt for life. Although higher education such as college is extremely important for students today, getting [...]
Owning a credit card makes it a whole lot convenient for you when you are making purchases of any item. Whether it is that favorite restaurant that you want to check out or you are clued into that latest gadget that you wanted to buy for months, a credit can get you those things. But [...]
There is no doubt that kids are expensive. When they’re little, it’s the cost of diapers and formula. As they grow, the expenses switch to shoes, clothes and the toys and gadgets they all desire. School fees can be enough to put you in the poorhouse, and there are extra-curricular activities along the way that [...]
Forget a dated image of hippies living off of the land and rejecting modern society – self-sufficiency is now cooler than ever. Becoming less reliant on the shops is a fantastic way to save money, and can help to reduce your household outgoings at a time when prices are on the rise. It can be [...]