Archive for: July, 2012

What is a Super Balance Transfer?

What is a Super Balance Transfer?

A Super balance transfer is a banking transaction where your existing credit card debts are moved from your credit card to a new one. This transaction allows you a huge chance at regaining control over your debts as you leverage the commonly offered new credit card holder privileges such as 0% interest period. While most [...]

How Can Life Insurance Help You With Your Estate Planning?.

How Can Life Insurance Help Your With Your Estate

The death benefit from a life insurance policy may leave your beneficiaries with enough liquid assets to be able to complete your wishes. Having a life insurance policy may also help you to ensure that your beneficiaries are taken care of financially so that there is not a need to liquidate your estate after you [...]

Top 5 Mistakes to Avoid When Refinancing Your Home

Top 5 Mistakes to Avoid When Refinancing Your Home

Refinancing your home may not be as easy as you may think if the mistakes that people make are any consideration. Every year, thousands of people make careless mistakes when refinancing their mortgage, costing them to lose both time and money. If you are thinking about refinancing, avoid these five common mistakes: Not Knowing the [...]

The Differences in Debt Help for Businesses and Individuals

The Differences in Debt Help for Businesses and Individuals

Having too much can put a damper on your finances. This is true if you are dealing with personal debt or business debt. However, there are some key differences between business debt and personal debt. The process of obtaining debt relief is different depending on what type of debt you have. Individuals Can Settle Their [...]

The Papers Your Accountant Depends On

The Papers Your Accountant Depends On

If one of your goals in life is to retire early, then you will need to start getting all of your finances in order. This includes reducing your debt, increasing savings and minimizing your tax burden. An experienced accountant can help you with the taxes by ensuring that you get every possible deduction. However, the [...]

Some Thoughts About Fundraising

Thoughts About Fundraising

Having a fundraising activity is not an easy thing to do. There are many things that can affect the outcome of your fundraising activity. You have to consider several factors for you to be able to get your goals. But being able to raise money for a common cause can be highly rewarding and fulfilling. [...]

What Is A Debt Management Plan?

1What Is A Debt Management Plan?

In the past decade the UK consumer debt problem has increased dramatically. Throughout the ‘boom’ time of the early 2000′s it was very easy to get hold of credit facilities. This might take the form of secured borrowings like mortgage borrowings at 90%, 100% and even 110% of the value of the property, or unsecured [...]

Three Things You Need To Think About Before Buying A House

This article talks about what people need to think about before heading into the homebuying process: the down payment, the credit score, and the type of house.

With the housing market stabilizing those who can afford to buy a house might want to start looking around.  The home buying process can be a mighty complicated process, costing a lot of money and time.  To make it easier, you need to plan ahead.  If you are starting to think about buying a house, [...]

How the FSA Recommends a Financial Institution Handle Complaints

How the FSA Recommends a Financial Institution Handle Complaints

When a bank or other lender has been responsible for selling or mis-selling payment protection insurance, they have to treat complaints about the service according to the rule making powers of the Financial Services Authority (FSA).

How You Can Use the Hulbert Financial Digest to Avoid Stock Market Scams

BHow You Can Use the Hulbert Financial Digest to Avoid Stock Market Scams

As an investor, it all comes down to this: Who do you trust to give you advice on how to invest in stocks? Do you trust the reporters and journalists who tell you what happened yesterday? Do you trust brokers that earn their money when you buy their suggested share picks? It is a wise [...]